In 2009, MoneyIQ.sg was formed. MoneyIQ.sg is now helping Singaporeans to save money on their mortgages by making it easier to find the best home loan package for their new mortgage or refinancing needs and apply directly to the banks. Previously homeowners have to depend on mortgage brokers, bankers or property agents for home loan recommendations. MoneyIQ.sg has since disrupted this process. Today homeowners can compare loan options instantly online, on mobile or via our iOS app. Our digital platforms can give homeowners an unbiased, independent and honest recommendation based on market data, costs and estimated savings. We hope homeowners can use our tools to manage their mortgage and refinancing costs and save thousands off their home loans. These savings can then be used to achieve other lifestyle goals such as home renovation, child's education or a well deserved family vacation.