At Soon Seng Credit, our loan officers work tirelessly to tailor your loans to your needs. There’s no one-size-fits-all solution for our valued clients because Soon Seng Credit understands everyone and their situation are unique.

A great advantage Soon Seng Credit has over the big banks in Singapore is that there isn’t a minimum loan amount per se. We believe in lending only what you need and will never force you to borrow extra just because there is a ‘minimum loan amount’. In case you were wondering, the minimum loan amount for personal loans offered by the big banks in Singapore is usually $20,000 or $30,000.

Soon Seng Credit offers loans up to 6 times your monthly salary, up to 12 months repayment period and simple interest rates ranging from 2.27% to 4% per month, subject to approval.

Besides offering a highly customized loan suited to your needs and repayment ability, Soon Seng Credit’s friendly loan officers take pride in making the loan process easy, quick and fuss-free for you.

We at Soon Seng Credit care for you and want to help you tide over tough times but we will never ever lure you in with empty promises or take advantage of your vulnerability and trust in us.

Our loan officers will explain everything in detail to you before and after your loan application – you do not have to worry about pesky hidden fees and charges. Everything will be printed in black and white on your loan contract as well.

Also, feel free to raise any questions or ask our loan officer to repeat if you need further clarification. Be very sure what you are getting into, how much interest you have to pay on top of your principal loan amount, and when each repayment date is. Make an effort to understand what simple interest rates and effective interest rates are. Our loan officers will be more than happy to give you the attention and helping hand you deserve.